I like to purchase some ASE each payday to continue adding to the stacks/tubes/boxes in addition to any cash savings.
I haven't bought any gold since the last bank cd was converted to tubes of 1 oz AGE's. Nor have I converted any silver to gold (watching the ratio).
Wealth-wise I'm ~ 70% gold / 30% silver.
Considering the higher premiums is buying some fractional AGE each payday pissing $ into a hole vs continued purchase of ASE. or maybe get some of both ?
Fractional AGE are paying more for less, longer speculation to recoup the premium, but it's more affordable on a short term basis despite not being what I consider a "value" for the few $ I have.
I'm leaning to just continue the ASE payday purchases, continue building the silver savings acct toward the day I convert it to gold.