For the past month or so, I've been picking up stuff for my father in-law from my local guy and ebay, but I think he's getting to the point where he wants to start buying on his own. He asked me about this company (Merit Financial) last night and said their prices are lower than places that I'd recommended to him like APMEX and Provident. I checked out their website and it doesn't appear you can purchase items directly from their site and I told him I was skeptical of anything that you couldn't put in a cart and see the entire checkout price of. Also he said he heard about them via an advertisement which also made me immediately skeptical since most places that advertise on tv are a ripoff. So does anyone know anything about them?