Bank transfer? WU? Gift cards? Checks? Travelers checks? Cash? Cryptos? There are a bunch of ways to pay without having a third party hold AU on your behalf. So this thing is supposed to replace paypal? Then why not just use a blockchain to lower the cost of fiat to fiat transfers? Why the gold facade at all then? I'm all for putting paypal and WU out of business, but I don't understand at all how BG offers anything beyond what is already available. I can already take my bank credit or FRNs to a million places both B&M and cyber to convert them into metal. Never mind how much more it will cost...why do I need BG to do this for me at all? Guess I'm just dense.