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If you have a mortgage you need to read this!

Discussion in 'Beginner's Forum' started by Goldhedge, Dec 12, 2017.



  1. Goldhedge

    Goldhedge Moderator Site Mgr Site Supporter

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    If you have a mortgage you need to read this!

    [​IMG]

    First you must know that the federal government took America off the gold standard in1933, during a staged bankruptcy called the “Great Depression” and replaced the gold with an economic principle known as "Negotiable Debt Instruments." [YES, THE GREAT DEPRESSION WAS STAGED!] The government needed to create a catastrophe to implement standards that were designed to steal your possessions and God-given rights. The process of creating a catastrophe was discovered by behaviorists. Take away a person’s food, comfort and safety long enough and they won’t care or question the illusion provided, as long as their stomach is full, they have shelter, a comfortable bed and the means (real or imagined) to keep or continue their comfort. President Roosevelt unconstitutionally collected America’s gold by Executive Order and sold it to the Vatican by way of China to conceal its true ownership. The gold in Fort Knox belongs to the Vatican and not the United States. Absent a gold base, Commerce now essentially trades in “debts.” So if you borrowed money for a mortgage and there’s no gold or real value to support the paper called U. S. Currency, what did you actually borrow? Factually, you borrowed debt. The mortgage company committed the ultimate fraud against you because they loaned you nothing to pay off the imaginary balance, not even their own debt instruments. They then told you that you owe them the unpaid balance of your home and that you must pay them back, with interest, in monthly installments.





    Here’s how they did it. At your closing, the mortgage company had you sign a “Promissory Note” in which you promised your sweat, your equity, full faith and credit against an unpaid balance. Then without your knowledge, the mortgage company sold your Promissory Note (your credit) to a warehousing institution such as Fannie Mae or Freddie Mac. The warehousing institution uses your Promissory Note (your credit) as collateral and generates loans to other people and corporations, with interest. Collateral is essential to a corporation because corporations have no money or credit. They’re not real, they’re a fiction and require the sweat, the equity, the full faith and credit of living individuals to breathe and sustain the life of the corporation. Corporate Governments operate under the same principle. The warehousing institution makes money off the “Promissory Note” (your credit) and even though the profits made are nothing more than new Negotiable Debt Instruments, those instruments still have buying power in a Negotiable Debt Economy. These debt instruments are only negotiable because of the human ignorance of the American people and the human ignorance of people in other countries of the world, who have all been lied to, told this has value, and the people don’t know the difference. Did you ever give your permission to the mortgage company to sell your credit? So where is your cut of the profits? If the mortgage company invested nothing of their own in the purchase of your home, why are you making a monthly mortgage payments to them with interest? And where do they get off foreclosing on or against anyone or threatening to foreclose? They do it by fraud and the Masters and their Agents (the governments, the courts and the banks) all know it! Everything done to us and against us is about sustaining their lives, the lives of the corporate governments they command and to keep “We the People” under their complete control. They accomplish this control by taking away or threatening to take away your comfort and independence. They all use fraudulent means, disguised as law.



    Note: When you applied for a mortgage, the mortgage company ran a credit check on you and if you had a blemish on your credit record, they charged you points (money) to ease their pain and lighten the risk (a credit risk) of their loaning you a mortgage. More Fraud! Why are you paying points, when they never loaned you a dime? The credit report is just another scam. If you have a high credit report, the government and banks identify you as an “Obedient Slave” and yet your “Promissory Note” sold for the same value as the “Promissory Note” endorsed by the man who is “a credit risk.” Credit didn’t matter. The fact that you are a living person is what matters!



    More Fraud: The mortgage company maintains two sets of books regarding your mortgage payments. The local set of books is a record that they loaned you money and that you agreed to repay that money, with interest, each month. The second set of books is maintained in another State office, usually a bank because the mortgage companies usually sell your loan contract to a bank and agree to monitor the monthly payments in order to conceal the fraud. In the second set of books, your monthly mortgage payment is recorded by the bank as a savings deposit because there is no real loan. When you pay off the fraudulent mortgage, the bank waits 90 days and then submits a request to the IRS. The request states that: “Someone, unknown to this facility, deposited this money into our facility and has abandoned it. May we keep the deposit?” The IRS always gives their permission to the bank to keep the deposit and your hard-earned money just feathered the nest of the Rockefellers, Rothschilds and eleven other wealthy families in the world!


    Equity Law, which once controlled America’s Corporate Courts, has been replaced with Admiralty/Maritime Law, pursuant to Title 28 of the United States Code and the Judiciary Act of 1789. This is the Law of Merchants and Sailors. Under Admiralty/Maritime Law, the courts presume you owe the mortgage or the tax or that you committed a crime defined as a Criminal Statute and it is your obligation to prove you’re innocent! This means, you’re guilty until you prove you’re innocent, which is the same standard and procedure used in a Military Court Martial. Haven’t we always been told that “You are innocent until proven guilty?” Lies, Lies and more Lies! We are not free men; we are slaves, and bound to our Masters by adhesion contracts and secret Trusts. The goal of the Masters and their agents, our elected officials, is to keep the people oppressed and subservient to them. As the Masters’ agents, they utilize propaganda techniques through government-controlled schools, churches, the media and mind control by force and or the threat of force through the courts and police enforcement. Police officers in America have been pumped full of more bullshit than a manure spreader and because of their trust, public school conditioning and training, they haven’t the ability to see what is going on. Many have been conditioned by previous military service not to think for themselves but just follow orders, which makes many of them as dangerous as a Terrorist! Now ask yourself - who are the real Terrorists in America? Guess what? The Constitution isn’t for the Police either, and still they are forced to swear an oath to defend it. The more regulations, statutes and codes created, and the greater the number of regulatory officers and agencies created to enforce them, the greater the Masters’ control over their slaves; and that is mind control by force and threat of force, by the very people we rely on, to protect and serve!
    Facts:


    1. The Federal Reserve Bank is a private banking system created by foreign interests. Call any branch for verification.

    2. The Federal Reserve Bank is the sole creditor of the United States and the entire national debt is owed to the Federal Reserve Bank. Write your congressman for verification.

    3. There are twelve member banks in this system and according to their bylaws (articles of association) they each have the power to act as depositary and fiscal agent (tax collector) of the United States.

    4. Federal Reserve Board regulations and Generally Accepted Accounting Principles prohibit member banks within the Federal Reserve System from lending money from their own assets or from other depositors. Federal Reserve member banks do not make loans.

    5. Bank customers fund their own mortgage transactions by signing a note. The note is the creation of currency that never existed before being signed by the customer.

    6. Because the banks have monopolized the market on negotiable instruments, only banks will accept your promissory note. You can't buy groceries with a promissory note for example.

    7. The practice of failing to disclose these facts in the mortgage agreement voids and nullifies the note because it violates 12 CFR 226.17(c)(1) of the Truth in Lending Law.

    8. Unsecured debts assigned to debt collectors are not legally enforceable without the consent of the customer.

    9. The banks must pay their customers back the entire value of each note and credit limit minus fees and interest.

    10. These facts apply to both secured (e.g. mortgages, credit cards) and unsecured (e.g. credit card) accounts.

    11. There are no disclosure or application requirements for a social security number. There are no penalties for refusing to disclose a social security number to anyone. 26 CFR 301.6109-1(c). This is a ruse perpetrated by the FDIC, Federal Reserve and insurance industry for the purpose of illegally monitoring American citizens.

    12. The credit reporting system is the creation of the Federal Trade Commission. Its primary use is to collect and build information databases about Americans. It also provides an inexpensive means for banks to unfairly punish people and destroy reputations by subverting the legal requirements normally imposed upon them under the court system.


    Extract From THE BANKER'S MANIFEST, for private circulation among leading bankers only. "Civil Servants' Year Book (The Organizer)" Jan 1934 & "New American" Feb 1934

    "Capital must protect itself in every way, through combination and through legislation. Debts must be collected and loans and mortgages foreclosed as soon as possible. When through a process of law the common people lose their homes, they will be more tractable and more easily governed by the strong arm of the law, applied by the central power of wealth, under control of leading financiers. People without homes will not quarrel with their leaders. This is well known among our principal men now engaged in forming an imperialism of capital to govern the world. By dividing the people we can get them to expend their energies in fighting over questions of no importance to us except as teachers of the common herd. Thus, by discreet action we can secure for ourselves what has been generally planned and successfully accomplished."
     
  2. Usury

    Usury Gold Chaser Platinum Bling

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    Just wow...so much nonsense in this it could be an anti-Moore campaign ad.
     
  3. Joe King

    Joe King Gold Member Gold Chaser

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    Applied means to ask. Ask for what? Credit to be extended.

    In order to determine the creditworthiness of the person asking for credit.
    Edited to add: if someone asked you to extend them credit, wouldn't you want to know whether they had a good job with a long history of keeping their word to other creditors? Or would you not care if they were a bum with no steady employment and tons of missed payments?


    They're not lending you a mortgage, but rather creating the funds with which to purchase the asset on your behalf. Ie: the asset you wish to own, but cannot currently afford to purchase. Hence the application (asking) for credit.


    What they did was to create the funds you have not yet earned, but based upon your credit report, likely will earn in the future. Ie: you sign a promise to pay a portion of those anticipated earnings to them in exchange for them having created the funds used to purchase it on your behalf.

    At that point the funds are created and transferred to the person who sold the thing you wanted to buy and is free to spend them. Ie: those funds have become part of the money supply and can now be used by that person to make purchases that wouldn't have otherwise been possible without having first sold the home you bought with money you haven't yet earned.

    As you earn that money and make payments, the principle goes back into the thin air it was created out of and room is cleared on the balance sheet of the lending institution.

    If your Note was sold, all that means is that that original lender was paid enough for it to extinguish the principle and earn enough interest to make it worthwhile for them to sell it. It also clears their balance sheet so another loan can be made.


    I'm no fan of the fed, but doing this does in fact allow for a far greater number of transactions than would otherwise be possible if everyone had to actually pay in full at time of delivery.
    ...and more economic activity is usually always better than less economic activity.
     
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  4. arminius

    arminius Gold Member Gold Chaser Site Supporter ++

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    Thank God we have the fed to lead us, eh Joe. They're so good to us. How would we conduct business without them, right, Joe...
     
  5. latemetal

    latemetal Platinum Bling Platinum Bling

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    How do we fight the FED? try not to owe money/debt to anyone...
     
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  6. Joe King

    Joe King Gold Member Gold Chaser

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    The fed doesn't have to lead you. Only if you let it. If people would quit trying to live on money they haven't yet earned, the fed wouldn't have ever been a thing.
    ...and why is just not using their services, an option?


    Exactly, and especially not to the fed. That's the part I'm trying to get arminius to understand.
     
  7. arminius

    arminius Gold Member Gold Chaser Site Supporter ++

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    You're trying to get me to understand? :laughing:
     
  8. Joe King

    Joe King Gold Member Gold Chaser

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    Yes, exactly.

    Trying to get you to understand that if you don't like the bankers terms on the mortgage, that you shouldn't use your hand to sign their documents.

    Agreeing to their terms and then complaining about having to follow through on it is no different than people complaining about Walmart but still shopping there. If you don't like their terms, quit patronizing them. Same goes for banks and their loans. I feel the same as you do about the fed, but you won't see me running to them asking them to help me acquire things I can't currently afford to buy. They haven't made a dime off me and if more people walked the walk as opposed to only talking the talk, they wouldn't even exist anymore. They'd have died due to lack of business.

    Try to get with the program arminius. lol
     
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  9. arminius

    arminius Gold Member Gold Chaser Site Supporter ++

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    Never happen. I don't much care for fraud...
     
  10. Joe King

    Joe King Gold Member Gold Chaser

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    Then don't use their "services". I don't. Why do you have to? In all my life I've never experienced my hand involuntarily signing anything. Do you experience that phenomenon with your hand?
     
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  11. Son of Gloin

    Son of Gloin Gold Member Gold Chaser Site Supporter ++

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    It's true, if people stopped living today off their future sweat, the Fed would be in big trouble. The current system would die.
     
  12. ttazzman

    ttazzman Midas Member Midas Member Site Supporter

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    .......Boy i screwed them....i bought my property with a piece of paper (cashiers check) ...with numbers on it representing (negotiable debt instruments) somebodys debt .....and got in return several hundred acres of real property with only my name on the deed .......got to skip things like interest...points...credit checks..
     
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  13. latemetal

    latemetal Platinum Bling Platinum Bling

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    And if you do borrow, pay it off as quickly as possible.
     
  14. ttazzman

    ttazzman Midas Member Midas Member Site Supporter

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    ....screwed the banks n fed even more a couple years ago...sold a piece of commercial property i had put a lot of work into .....i decided...i would play banker...found a buyer...checked their credit..skipped all the inspections n crap...got a 50k check down (what i had in the property) ...and for the next 15yrs i am getting 1k a month over the principle payment ...and i still hold the deed...being a banker is GOOOD....of course in my younger years i did scrimp n save and avoid interest paying basically lived with in my means and worked my arse off for years
     
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  15. Irons

    Irons Deep Sixed Site Supporter Mother Lode

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    A mortgage like any loan is a tool you can use to get what you want. It isn't rocket surgery.
    I have taken out loans and paid every one of them off early. We buy cars and motorcycles with loans nowadays because the dealers are not even set up for people buying in cash anymore. The last time I paid cash for a car from a dealer they looked at me like I fell out of a tree.

    So you play the game the way it is set up. Walk in with great credit and no money in your pocket and the fuckers fall all over themselves getting you discounts, doing all the licence and insurance transfers etc. You can usually get them to throw in a year of free oil changes too. Make a payment or 2 on schedule then pay the thing off.

    Bankers and moneylenders have been holding out a noose for the stupid to accept and hang themselves with for thousands of years and they will be doing it for thousands more.
    Use them to get what you want. Allowing them to use you is stupid. You can't fix stupid so don't waste time worrying about it.

    .
     
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  16. Irons

    Irons Deep Sixed Site Supporter Mother Lode

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    I used land contracts to quickly get control of all of the land I bought up north. I bought that shit up before other people even had a chance at getting it.
    Pissed a neighbor who owns a half assed campground off so bad he fenced me off on 2 sides. It was beautiful!
    After a year we combined all the parcels into one big parcel and used the land as collateral to get a mortgage to build our cabin.
    The entire shebang will be paid off in around 6 more years, or when we sell this house which has been paid off for 9 years now.

    .
     
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  17. ttazzman

    ttazzman Midas Member Midas Member Site Supporter

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    Irons...lot of difference using debt as a tool vs debt as a way of life......im a firm believer that slavery and debt are bed fellows....i bet not 1-1000 people can even tell you how much intrest they pay in a months time all total and how much time/labor that equates too....

    on my soap box

    sent my kids out the door educated and debt free with the advice of not using credit for anything that ever depreciates.....one heeded my advice...one didnt but is now seeing the light....
     
  18. <===Foolsgold

    <===Foolsgold Gold Chaser Site Supporter ++ Platinum Bling

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    Oh wait, that's right I don't have a mortgage.
     
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  19. arminius

    arminius Gold Member Gold Chaser Site Supporter ++

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  20. Son of Gloin

    Son of Gloin Gold Member Gold Chaser Site Supporter ++

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    That's a curiously stupid quote by Hoffer, who I thought was a smart guy. That "cliche" was originated by Jesus of Nazareth, who knew everything about the nature of evil, because His whole life was devoted to fighting the effects of it, as was His death and also because He completely and unquestioningly understood human nature. That's one, where if I had been present when he said it, I would have smacked Hoffer on the back of his stupid, but otherwise intelligent head.
     
  21. Bigjon

    Bigjon Silver Member Silver Miner Site Supporter ++

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    Without being specific your comment becomes a logical fallacy. Just another ad-hominem attack.
     
  22. AguA

    AguA Seeker Seeker

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    You're incorrect on this point.

    Jesus said (paraphrasing) that you can't save 2 masters at the same time. He said you can't serve God and mammon, i.e. wealth, money. Paul said in one of his letters that the love of money was the root of all evil.
    Money is simply an inanimate object used as a tool. It's not to be idolized or given priority equal to, or above, God.
     
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  23. Son of Gloin

    Son of Gloin Gold Member Gold Chaser Site Supporter ++

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    You're right. I should have known that and I was thinking wrong.
     
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  24. michael59

    michael59 heads up-butts down Site Supporter ++ Platinum Bling

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    There are some people who are using this fraud to their advantage. I am not really sure but it is in the words of said laws and the definition of what a fraud is. When combined the right way the foreclosed proves the fraud of the non conveyance.
     
  25. michael59

    michael59 heads up-butts down Site Supporter ++ Platinum Bling

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    K, I want to know where this came from? Not say'n I don't agree with it at all, I am just curious. Reminds me of what I just went through and I would like a little back ground on this fact.
     

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