FWIW
Here's the description right from Coingecko:
"Ripple is a privately-held fintech company that provides a global payment solution via its patented payment network called Ripple Network (also known as RippleNet). RippleNet is a payment network that is built on top of Ripple’s consensus ledger, called XRP Ledger (also known as XRPL). ... Unlike most cryptocurrencies out there that cater to peer-to-peer needs, Ripple was made to connect banks, payment providers and digital asset exchanges, enabling real-time settlement expeditions and lower transaction fees."
Privately held, patented, controlled by a company, and created to cater to banks. XRP is not crypto just like CBDC aren't crypto. You might as well buy Disney Dollars.
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XRP price today, chart, and market cap | CoinGecko
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